drp是什�?Secrets - 【iva.ctr.hk】
drp是什�?Secrets - 【iva.ctr.hk】
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Your experienced insolvency expert can even create a report for your court, such as their ideas on if the proposal is likely to be successful.
Your insolvency practitioner - a professional lawyer or accountant, will advise you on what payments for making. You should only conform to payments you believe you can manage.
An IVA and bankruptcy are both equally types of insolvency (economical trouble in which you'll be able to’t repay your debts). The main element distinction is always that in individual bankruptcy, you should hand around all your assets (for instance your home) that may be marketed to Recuperate your debts. An IVA offers a path to getting personal debt-cost-free by earning agreed regular payments in your creditors.
You will get an IVA without having a debt management business. It’s commonly less expensive and you will find an insolvency practitioner your self - they’ll information you through the process.
Any person that has a intense unsecured debt difficulty can apply for an IVA, but They can be notably practical to individuals who possess assets, because an IVA presents an opportunity to try to shield property which might be if not vulnerable in bankruptcy.
我們提供不同的計劃方案協助債務人解決債務問題，不同的計劃方案需要符合不同的債務重組條件。如果您不肯定自己的債務問題能夠對應哪個計劃，請參考我們的網頁，或與我們的專員聯絡，我們將為您提供初步免費諮詢，找到解決債務的方向。
Many creditors have signed up to one thing called the IVA protocol. What this means is they’re predicted to simply accept a proposal that has been published in line with the protocol without drp asking for unneeded adjustments.
當欠債人向法庭入紙申請臨時命令時，他須向法庭支付一筆一次性的費用。收費按欠債金額而定，計算如下：
In case you owe money to people today or firms during the EU You'll be able to’t ordinarily include debts you owe to men and women or providers inside the EU.
而兩者另一個重要之別是，債務重組申請人只需留起每月薪金的一部分作還款之用，餘額可自由使用；破產申請者的生活卻需被破產官監察，入息在扣除基本生活費後，餘額需由破產官安排作還債之用。
在多年的經驗中，我們理解到，債務人在背負沉重債務而走投無路的情況下，走上重整債務的道路。很多時候，沉重的債務已經令債務人喘不過氣來，再進行債務重組的時候，債務人也會擔心債務重組費用，其所費不斐的手續費與聆訊費，對已經有負債的人來說，可謂雪上加霜。如果債務人直接找會計師樓幫忙，需要一次過繳交所有債務重組的收費，這樣的債務重組價錢，未必個個都負擔得起，到時候真的「做又死唔做又死」。有見及此，本公司以節省利息的百分比來收費，而且債務人在申請時不需要立即繳交債務重組費用。本公司提供分期付款，方便債務人，與債務人共渡時艱。
In the course of your IVA, any fascination or additional expenses 債務舒緩 on the debts is going to be frozen, so you're able to give attention to producing the agreed month to month payment.
An IVA need to be setup by a certified insolvency practitioner. 債務重組破產分別 An insolvency practitioner is a professional who's certified that can help people in monetary issues.
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